The Walmart MoneyCard is a reloadable prepaid card that works just like a check card or debit card. It's so easy to get and use the account the same way you use a checking account, plus it has some useful extra benefits. One really exciting benefit it has over a regular bank's check card is you earn cash back on any money you spend at Walmart. You also receive special discounts and early sales notices as a MoneyCard holder, giving you yet another way to save. When you put the MoneyCard in your billfold, you gain access to extra savings in the store and online, plus your money is handled by a major bank, Green Dot Bank. Also, just as with a traditional banking system, you need to provide proof of your identity to comply with federal laws.
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With stories of identity theft and stolen credit card numbers occasionally making their way onto the news, it's hard to be confident using your debit card online. Using a debit card for online purchases is actually very safe though. Businesses and financial institutions are all just as concerned as individuals are about ensuring that online shopping is safe, so measures are regularly taken to protect consumers. Just keep these key tips in mind. This is easy enough if you're buying something from a big, familiar brand like Amazon or Zappos.
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There are few things more vexing than entering all your credit card info to purchase something online, only to have your credit card rejected. You know the card is good. You know you entered the info correctly.